Retirement Income Options

Retirement Income Options is designed for retirees and near retirees. If you want to add more income to your retirement portfolio and lower risk, then Retirement Income Options could be for you.

Pay for your membership many times over with the extra income this service will help you create for yourself!

New Year Special!!!

Sign up today and receive 50% off your first year of Retirement Income Options. 

Use discount code = Retire 

What You Get With Retirement Income Options

Retirement Income Options starts with including everything you get with:

Special Reports Library, Global Trends ETF & Sustainable Growth Trends

Retirement Income Options then gives you…

…a basket of dividend growth and high dividend stocks for your core retirement portfolio.

…REITs, utilities, BDCs and listed private equity to round out your retirement asset allocation.

…a professional option selling program for added retirement income…

Options selling, rather than buying, is an approach is used by many top investment professionals.

Typically, speculators pay for time value on option trades. Very often they overpay. We seek to be the seller of time value.

In essence, we are the house for the gamblers to place their bets.

Sometimes we win big, usually we win a little, but we win over and over and over again.

By being options sellers, rather than buyers, we can capture premium yield on a regular basis.

This income is sometimes far in excess of dividends or even growth in the stock market during certain cycles.

It is fairly regular that we add 10% to 20% per year of premium income while also reducing your equity risk.

Think of option selling like being an insurance company. We might have to pay a claim from time to time, but we are constantly collecting premium.

Insurance companies end up with pretty big buildings.

We use two transactions with regularity:

Cash-secured Put Selling

With cash-secured put selling, we are using the speculators short-term nature against him.

We collect a premium from speculators betting short-term against a stock that we would be happy to own long-term from a slightly lower price.

If the stock goes up or stays about the same in the short-term, we simply keep the premium and the option contract expires.

If the stock falls in price in the short-term, we keep the premium (we keep the premium no matter what) and buy the stock at the previously agreed upon “strike” price. In this scenario, we are paying less for the stock, that we would like to own for the long-term, than it was trading for on the day we sold the contract and have the premium to reduce our total cost as well.

Covered Call Writing

When our stocks, often those we bought after selling a cash-secured put, hit technical resistance ranges, we will usually sell a covered call to take in premium.

By selling a covered call on a stock that has appreciated, we can manage our risk by taking in some premium.

If the stock rises past the strike price of the call by the contract expiration, then we sell the stock outright to the speculator, taking in all of our profits.

If the stock falls in price or stays about the same through the expiration of the contract, then we simply keep the premium and the contract expires.

Here is an illustration of the option selling process as it often plays out:

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While experience in options is optimal, we will teach you how to use simple option strategies to reduce your risk and increase your income systematically.

With a few hours per week you should be able to add 10% or more to your retirement income every year. 

Becoming a member of Retirement Income Options also gets you a special chat feed so that you can learn along with Kirk Spano, Scott “Shooter” Henderson, other contributors and members.

Group chat is a valuable resource for asking questions, as well as, just watching what other traders are doing, how and why.

New Year 2024 Special!

Sign up today and receive 50% off your first year of Retirement Income Options. 

Use discount code = Retire 

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