Welcome to our services page. Below are outlines of what each service provides. Select the service that best fits your circumstances. Also, please read our terms of service.

401k Alert

401k Alert

  • Asset Allocation for Aggressive, Balanced or Conservative retirement savers.
  • Includes asset allocations for the most popular retirement plans, including Fidelity, Vanguard, American, T.Rowe Price and other top plans.
  • Includes asset allocations for the Government Thrift Savings Plan (TSP)
  • Unique fund mapping strategy to keep you diversified and in the most positive global trends while mitigating risks.
  • Email alerts when to change your asset allocation.
  • ETF Tactical Investing

    ETF Tactical Investing

  • 401k Alert Included
  • The essential service for investing in ETFs (exchange traded funds) focused on intermediate term and long-term investing.
  • Our Global Trends strategy for finding the best long-term global growth opportunities.
  • Our Global Asset Allocation strategy guides you through growth & income investing at the risk level appropriate for you.
  • The Retirement Income Generator is the gold standard for conservative investors looking to use asset allocation for generating income and enough growth to beat inflation.
  • Sustainable Growth Investing

    Sustainable Growth Investing

  • Long-term Growth Strategies and Stock Selections For Tomorrow’s Economy
  • Focus on "smart everything world," IoT, AI, alternative energy, EV tech, biotech and other sustainability centered companies.
  • 401k Alert Included
  • ETF Tactical Investing Membership Included
  • Full Access To Investor Forum
  • A shoot high strategy with the goal to quadruple your money every decade with roughly the same risk as the stock market.
  • A buy and hold approach with only occasional shifts in asset allocation.
  • Retirement Life Growth & Income

    Retirement Life Growth & Income

  • Investing Including Dividend Growth Stocks and Option Selling For Higher Income & Safety
  • 401k Alert & ETF Tactical Investing Memberships Included
  • Full Access To Investor Forum
  • Advanced analytics used for building a “Dividend Growth” portfolio strategy with the goal of doubling your total return every 5 to 7 years.
  • A "Low Volatility Retirement Equity Income" portfolio strategy for minimizing risk and generating a high income total return.
  • Intelligent Investor Program

    Intelligent Investor Program Quarterly

  • Designed for retired or nearly retired investors seeking both growth and income for supporting a long life and building an estate.
  • 401k Alert, Global Trends Tactical ETF, Sustainable Growth, Retirement Life Growth & Income All Included
  • Kirk’s Famous “Retirement Income Options” portfolio strategy which utilizes professional "option selling" techniques. Including "covered calls" for reducing risk and generating income, as well as, "cash-secured puts" for building positions and generating income
  • Full Access To Investor Forum and Chat included
  • This almost everything package is great for those approaching retirement or already retired who realize that retirement lasts a very long time.
  • Great for retirees seeking to grow assets for late retirement and potential inheritance.
  • R.A.R.E

    R.A.R.E - “Risk Adjusted Returns Elite”

  • Everything in the Intelligent Investor Program
  • Swing Trading to take advantage of volatile markets
  • Uses Quant and Technical Analysis to manage risk
  • Scanning our hundreds of covered ETFs and stocks to find unique opportunities
  • Puts fundamentals on our side which creates more opportunities for catalysts
  • Also our “short side” ideas which can yield large fast gains and act as hedges to a long portfolio
  • Full Access To Investor Forum
  • Chat Rooms With Kirk Spano, analyst team and other investors
  • Free Library Card

    Get A Free Library Card

  • You will also get access to our Quarterly Preview
  • You will also get access to our Quarterly Gameplan